Retiree Benefit Information

City retirees may utilize the links and documents below for further information on their benefits. Any retiree seeking to submit a benefit enrollment or change forms must do so through the City’s Human Resources Department.

Eligibility 

Employees that retire are eligible to continue their insurance upon retirement.  If a retiree chooses not to enroll during this time they will only become eligible if they can provide proof they lost insurance coverage elsewhere or during an open enrollment period. Retirees with spouses and children under the age of 26 can continue to have their family on their plan until they age out.  Spouses are eligible to maintain insurance they are enrolled in if the retiree predeceases their spouse. Benefit Information for retirees can be found below.

Contributory Health Insurance

Retirees can choose to enroll in the HMO or Indemnity plans if under the age of 65 upon retirement. The percentage the City pays of the premiums is based on your retirement date. See rate sheet below to review rates, enrollment form, and benefit plan information.

Dental Insurance

The City offers retirees dental insurance coverage through Blue Cross Blue Shield. The plans offered are group plans and are 100% retiree paid. See below for links to plan information, plan comparison, rate sheets and enrollment forms.

Vision Insurance

The City offers retirees vision insurance through Blue Cross Blue Shield. The plan offered is a group plan and retirees pay 100% of the premium under group rates. See below for links to plan information, rate sheets, and enrollment forms.

Medicare Eligible Retirees 

Retirees that are 65 years or older MUST apply for Medicare Part A & B upon their retirement or when they turn 65.  The City recommends retirees to apply for Medicare three months prior to your 65th birthday so you have plenty of time to receive your Medicare card and select a supplemental plan to enroll into.  The City will notify you via mail three months prior to your 65th birthday all the information you need to enroll in Medicare A & B as well as the supplemental plan information offered through the City to retirees and their spouses.  If you apply for Medicare A & B and are not eligible you must provide the City the notice you receive stating you are not eligible and you can continue your HMO or Indemnity plan.  To apply for Medicare Parts A & B please contact the Social Security Office. The City supplemental plans provide prescription coverage therefore you DO NOT need to apply for Medicare Part D.  Medicare Plans are on a calendar year with rates changing January 1 of each year and open enrollment held in November.

The City of Woburn currently offers three plans for Medicare eligible retirees and their spouses. The MedEx2 with Prescription Drug Plan (PDP), Managed Blue for Seniors with PDP, and Medicare Advantage Prescription Drug Plan (MAPD),  Medicare PPO Blue FreedomRx All plan documents, rate sheets, enrollment forms and links to the formularies can be found below. It is important to note Managed Blue for Seniors is strictly a Massachusetts plan with the exception of emergency services.

2024 Managed Blue for Seniors Summary of Benefits 2024 Medex 2 Summary of Benefits 2024 Medicare PPO Blue Freedom Rx Summary of Benefits
Medicare Plans Side by Side Comparison of Benefit Plans 2024 Blue Medicare RX Prescription Drug Plan 2024 Rate Sheet for Retirees
Blue Medicare RX Prescription Drug Plan Formulary Managed Blue for Seniors and Medex 2 Enrollment Form 2024 Medicare PPO Blue Freedom Rx Enrollment Form
Medicare PPO Blue Freedom Rx Formulary 2024 Rx Plan Formularies 

Non Medicare Eligible Retirees- Open Enrollment April 29, 2024 to May 17, 2024

Retirees and their spouses that are not yet 65 years old or who are not eligible for Medicare Parts A & B are eligible to continue insurance through the HMO or indemnity plans offered through the City.

Beginning April 29, 2024 and continuing through May 17, 2024, the City of Woburn will be conducting annual open enrollment for all retirees and their spouses who are enrolled in HMO Blue or BCEP and are not Medicare eligible who wish to change their insurance coverage.  (Retirees with Medicare coverage will have a special open enrollment period in November 2024 for January 1, 2025 effective date). Also, any eligible retiree who does not have Medicare may enroll in HMO Blue or BCEP during this period for coverage effective July 1, 2024 (If a non-covered retiree does not enroll during this period, he/she will not be eligible to enroll again until May 2025 for July 2025 coverage, unless he/she has a qualifying event under the law). It is also open enrollment for dental and vision plans. Click here for open enrollment flyer.

Summary of Benefits for Health, Dental and Vision Insurance Effective July 1, 2024 July 1, 2024 Rate Sheet for Retirees Blue Cross Blue Shield Medical and Dental Enrollment Form
Dental Blue Enhanced Value Summary of Benefits FY 25 Dental Blue Freedom FY 2025 Blue 2020 Vision Enrollment Form
Network Blue New England (HMO) Summary of Benefits FY25 Blue Care Elect Preferred (PPO) Summary of Benefits FY25

Benefit Plan Information Effective July 1, 2023

Summary of Benefits for Health, Dental and Vision Insurance Effective July 1, 2023 July 1, 2023 Rate Sheet for Retirees Blue Cross Blue Shield Medical and Dental Enrollment Form
Dental Blue Enhanced Value Summary of Benefits  FY 2024 Dental Blue Freedom FY 2024 Blue 2020 Vision Enrollment Form
Newtwork Blue New England (HMO) Summary of Benefits FY 2024 Blue Care Elect Preferred (PPO) Summary of Benefits FY 2024

Dental Brain Shark

Vision Brain Shark

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Good Health Gateway – Diabetes Program Video

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